Fast, Safe Loans When You Need Them Most
Empowering Employees Through Secure Payroll Loans
How Much Do You Need?
Registered credit provider with the NCR
Automated Repayments
Transparent Terms
Payroll Security
Registered credit provider
with the NCR
Automated
Repayments
Transparent
Terms
Payroll
Security
welcome to PRECISION LOANS
Redefining Workplace Financial Wellness
Precision Loans is a subsidiary of Precision Africa Group, a duly registered company and registered credit provider with the National Credit Regulators. We focus on dignified, secure access to emergency funds for working-class employees through employer partnerships and payroll-integrated repayments.
- Quick Approval
- No Hidden Fees
- Low Interest
- Simple Process
company transparency
our company Mission
Improve financial wellness at work with a model that protects employees and simplifies administration for employers.
how it works
our working process
step 01
Secure Application
Employee applies via secure email or WhatsApp
step 02
Quick Approval
Approval and signing of a salary deduction authorization waiver
step 03
Funds Released
Funds released and automated debit order scheduled
step 04
Payroll Deduction
If a payment is missed, the waiver authorizes payroll deduction to settle the amount
step 06
Employer Remittance
Employer remits deducted amounts to Precision Loans
step 07
Clear Statements
Employee receives clear statements of balance and payments
Employer Benefits
Zero-cost implementation with simple administration
Employer Benefits
Improve retention and productivity while reducing absenteeism
Employer Benefits
Automated deductions mean minimal HR involvement
Employee Benefits
Fast access to emergency funds
Employee Benefits
No credit checks or lengthy processes
Employee Benefits
Transparent terms with automatic deductions that build repayment discipline
FAQ
frequently Asked Questions?
Employees with at least 3 months tenure. Affordability checks set limits up to R2 000.
Approvals are fast and funds are released after the waiver and debit order are in place.
Not traditional credit checks. We verify employment, salary and keep debt-to-income within 30 percent.
The signed waiver authorizes payroll deduction for the missed amount, which protects all parties.
Implementation is zero cost with minimal HR effort due to automated deductions.
Three months bank statements, latest payslip and ID.
Interest Rate
40%
Amounts
R100 to R2 000
Repayment Period
1 month
Eligibility
Minimum 3 months tenure
REQUIRED DOCUMENTS
Get Started Easily
To apply for a short-term loan, you’ll just need a few basic documents. Our process is simple, secure, and designed to get you approved quickly.
- 3 months bank statements
- Latest payslip
- South African ID
- Contactable phone or WhatsApp
Email Us
loans@precisionafricagroup.co.za
Call Us
010 018 7526
WhatsApp Us
062 802 4357
WhatsApp Us
072 688 7271